ZAP is a network that combines free payments and instant cash-back in one easy-to-use platform for both merchants and consumers.


 

Our network was designed to empower users to save money.

Credit card acceptance costs businesses $380 billion a year. Every time a credit card is used for a purchase the person or company accepting the credit card gets charged a fee.

The fees are a percentage of the transaction and for small businesses these fees range between 3%-5%, while larger companies pay a minimum of 1.33%.

We don’t believe these fees are in-line with the value of accepting a credit card and are working to eliminate them.

 

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Small Merchants

Use ZAP, save money. It is as simple as that.We do not charge fees to process a transaction and we don’t charge your customers to process those transactions either! Our payments are always free.

Contact us to learn more!

 
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Large Merchants

Large businesses can consume our API to process unlimited transactions for a single fee. Paying $2B/yr to process your transactions? We can save you over 95%/yr.

 

Consumers

Get instant cash-back on EVERY purchase and get in=app notifications from your favorite local merchants. The more you use ZAP, the more you earn!

Sign up today to get on our wait list!